What Goes Down

What Goes Down

There are two major economic trends that have been unfolding for almost forty years now, and both are nearing a turning point. Interest rates and tax rates have been declining since the early 1980s and both must go up at some point. I’ve been telling our clients that...
Work Smarter, Not Harder

Work Smarter, Not Harder

I met with a personal trainer this morning who told me I need to work smarter, not harder. I’d been doing hour-long weight lifting and aerobic workouts five days a week, which poses greater injury risk and, potentially, long-term heart damage. He told me I could...
Autumn of Life

Autumn of Life

Autumn is a time for us to reflect back on the days of summer, and for the kids to go back to school. This is a post about both.I was a terrible student in high school. Getting into a good college was not a priority for me. Let’s just say I was distracted. At one...