Blog

Beware the Hooks

When my kids were little we watched a lot of SpongeBob SquarePants—so much so that my now 18-year-old still calls up references to it in everyday conversation. SpongeBob aficionados will get this reference. It is just a cartoon, but the subtle messages are often very deep and very real. I tell you all this upfront […]

Tax Returns: Your God-Given Right as an American

Recently CBS Sunday Morning published a story on the idea of automating the preparation of our tax returns. This is not a new idea. I hope it never becomes law. Sunday Morning interviewed a Stanford professor named Joseph Bankman. Bankman developed a program designed to have the systems already in place pre-fill our tax returns to save […]

Drowning in a Sea of Cash

I’ve been reminded a few times this week of how little there is in the way of investment opportunity in the current marketplace, and that we are drowning in a sea of cash. Recently I read an article about how Warren Buffett (or to be more specific, Buffett’s company Berkshire Hathaway), has $116 billion to […]

The Writing on the Wall

They say every prognosticator is eventually right, and I’m starting to feel like it might be my moment.  But it’s a moment I never wanted to come, and it does not feel good. The bond market is finally opening its eyes to the handwriting on the wall. I’ve been saying interest rates are going to […]

We’re Growing!

Last week at QLC we hired a new Associate Financial Advisor, Alison Davis. Alison has a wealth of experience in managing an office and customer service. She will be shadowing Brendan while learning about the personal and small business planning concepts Quantum leap Capital employs with our clients. We are very excited to have her […]

Crisis Breeds Opportunity

No matter how you see things, 2017 was a tumultuous year. Some say we’re in a state of crisis.  Others say we’re on our way out of one. Your perspective may fall in between these two extremes, but one thing is certain: crisis or not, opportunities for improving your financial position are always present if […]

Required Minimum Distributions

RMD. If you’re seventy years old, or near it, or you have inherited an IRA from someone, you have probably heard this acronym. Most retirees have some basic understanding that they need to take money out of their pre-tax retirement accounts at age seventy and a half. Not many understand all the ins and outs […]

Gratitude and Empathy

Empathy is an important characteristic for a financial advisor, and as I talk to people about their financial concerns, I find myself worrying for them about those things too. Like when a business owner I work with told me if things don’t pick up in a few months they’ll have to close their doors, or […]

The Tax Reform Pipe Dream

Congress is preparing to debate the budget deal that includes the tax reform proposed by the current administration, so I thought I’d chime in with my opinion of where this might go. In a nutshell, nowhere. First, the main thrust of this reform is aimed at reducing the corporate tax rate. The proponents say this […]

Autumn of Life

Autumn is a time for us to reflect back on the days of summer, and for the kids to go back to school. This is a post about both. I was a terrible student in high school. Getting into a good college was not a priority for me. Let’s just say I was distracted. At […]